Overseas Retirement Hub

I make about $160,000 right now. 52 years old with net worth of 1.2 million. Not married, no dependents.

Am I really going to need 80% of my pre-retirement income?

If so, I'll need to save more or retire later. And I save more money than most people!

Some people dream of spending their retirement among friends and family or prefer to live alone. Whatever your choice is, a number of independent senior living facilities are at your disposal. As older adults age, family members are usually the first choice to lend a helping hand. In today's world, however, families may have less time and resources. If a senior requires assistance with daily activities such as eating, dressing, and bathing, then he or she should find assisted living housing to improve their living situation. The retirement homes of today offer an array of amenities to their residents, which include various indoor, outdoor, and social activities.

The options for senior living has increased and improved. A newer concept, holiday retirement homes, is like a permanent vacation to the place of your choice. Assisted living housing is another great option for those who face physical challenges but still want to live a healthy and relaxed life. A number of tasks become easy with the assistance provided by the staff of senior homes. Among all the senior living options, independent senior living provides the greatest versatility and freedom.

Planning everything for the future is always good as it will save an individual from last minute troubles and hassles. Seniors can choose from the variety of facilities and services including live-in management, chef catered meals, maintenance and laundry services, linen service, housekeeping, and other exciting, recreational activities. Retirement homes give a shelter to the elderly person who does not know what is in store for him in the days to come. In some high-end assisted living housing or retirement communities, residents may be offered indoor golf greens, exercise classes, swimming pools, spas, and much more. Special Catholic retirement communities are also available.

As part of your future plans, you can opt for independent senior living, which is ideal for seniors who are healthy and able to take care of themselves without the hassles of maintaining a house. It is a good idea to plan ahead and search for retirement homes, early on, to find the most ideal living option. Generally people wait until their retirement and with no option left, enroll themselves with any retirement community that they might not be happy with. Understand what your options now to help you live better later.

Product Description
Honduras offers a lower cost of living than Costa Rica, Belize, or Mexico; amenable tax, real estate, and investment laws; and more ease in starting a business than can be found in any other country in the region. This book provides the only complete guide to retirement living in this increasingly popular Central America destination. 25 photos.... More >>

Live Well in Honduras: How to Relocate, Retire, and Increase Your Standard of Living

I have heard that the state of Ohio passed legislation that military retirement is no longer taxable income. Is this true and where can I find this information? Thank you.

Sophisticated seniors eschew cafeteria fare

Move aside, meatloaf and mashed potatoes. Well-traveled seniors with sophisticated palates are demanding up-scale cuisine in retirement communities across the country.

Unlike the seniors 20 or 30 years ago, we have had the opportunity to experience much more, says James Arter, 76, a retired chiropractor who now lives in the Shell Point Retirement Community in Fort Myers, Fla. Even after we move into these communities, we want to live the same way.

Meals such as planked halibut and grilled filet mignon are becoming more common as many seniors express higher culinary expectations. Many new facilities are hiring gourmet chefs to build a better menu. Maureen Boyle, a consultant for retirement food srvices, says this trend will only gain momentum as baby boomers age.

Some of these consumers have been exposed to resorts and country club backgrounds where they are used to high quality, so they are expecting to get the same treatment in a retirement facility, she says. At the Windrows at Princeton Forrestal, a retirement community near Princeton University, chef William De-Mars is promising exciting themed menus as well as elegant dinners.

Everything we put out is going to be 99% fresh, and we will be constantly changing our menus, DeMars says. Once we get started, I am sure others will plan to do the same. Within the next year, changer are just really going to take off everywhere. Retirement residents aren't the only ones getting gourmet meals at the Shell Point Retirement Community. The meals are so popular that locals have begun to dine with residents. In October, Shell Point will complete two more dining areas-there currently are five-to meet the demand of dinner.

Now we are not only competing with the resident kitchens, but we are also competing against restaurants in the area, says Al Slickers, hospitality director at Shell Point. It's just really amzing what the reaction has been to our menus, Slickers says. In Huntley,III, where Del Webb Corp., opened the Sun City planned retirement community, the dining facilities are receiving public fanfare as well. The Walleye Grill Restaurant and Launge serves not only the 900 City-folk, but many of the restaurant-ravenous natives as well.

We are building plates here, we don't just serve regular old food, says Bill Underwood, executive chef. And he sees more fancy feasting in the future, as seniors continue to crave haute cuisine.

Product Description
Designed for people approaching retirement, A Field Guide to Retirement is an invaluable manual for finding the joys and avoiding the pitfalls of re tirement lifestyles. Alice and Fred Lee draw on their own experiences and numerous interviews to offer an indispensable guide to retirement choices.... More >>

A Field Guide to Retirement: 14 Lifestyle Opportunities and Options for a Successful Retirement

If you have been thinking about purchasing some real estate in a foreign country - either to retire or as a vacation getaway - then there is no better choice than Panama real estate. Panama real estate has become attractive to people from all over the world. Once you research a bit more, you'll soon discover that real estate in Panama is probably the best investment you can make. Let's take a look at a few reasons why.

1. Panama Real Estate is Inexpensive

Panama real estate is some of the most affordable real estate in the world. Your dollar can really stretch far in Panama. This is largely due to the fact that the Panama government is extremely accommodating and welcoming to foreigners. They have implemented several policies to give foreigners the greatest incentive to establish residence here. The first policy is that there is absolutely no tax on any income earned in other countries. If you have a profitable business abroad, or if you telecommute to work, then the Panama government won't take a dime.

They also don't charge property taxes on anyone who is retired. If you are retired, your Panama real estate won't be taxed until you sell your home. Finally, there is a 20 year exemption from taxes on all new homes. This means that if you purchase Panama real estate, it won't be taxed for a minimum of 20 years.

2. Panama Real Estate is Comfortable

If you purchase Panama real estate, you'll instantly feel right at home. Panama is by far the most developed of all the Central American countries. Your Panama real estate will have access to roads, electricity, and running water. If you decide to leave your Panama real estate and head into Panama City, you'll find that most people speak English. You'll have access to all the latest technological gadgets that are produced in the United States. You'll have all the comforts of home.

3. Panama Real Estate Offers Security

Your Panama real estate will be located in one of the safest places in the world. Panama is governed by a democratic system that has already seen three peaceful transfers of power. The well-trained police force and low crime rates will ensure that your Panama real estate is well protected. You and your family will always feel safe.

4. The Best Place to Buy Panama Real Estate

The best place to buy Panama real estate is undoubtedly on the Azuero Peninsula. This is one of the few places on earth that still offers people a chance to live amongst the stunning natural beauty of Panama. The Ocean Ridge Estates are conveniently located on 102 acres of the Azuero Peninsula. You'll spend your days walking down the beach just a short distance away and gazing into the Pacific Ocean. You might decide you want to explore nature in one of the surrounding national parks. When you get home, you can go fishing in the river that runs next to your Panama real estate.

Panama real estate is one of the best investments you can make. You'll be astounded by the spectacular views from your property and by the low prices. The only bad part is that these properties are going quickly; so if you want to ensure that you beat the crowd, you've got to act now.

I receive a retirement annuity from my service in the federal government and would like possibly to move to a state which does not tax the annuity income.

Best watched in HD. Blogged about this trip here: bit.ly Flew many flights with Captain Frank, and this is my way of paying him back. Come along with us for Frank's retirement flight from Boston to Paris and back. Look at the blog post I wrote about this trip here: bit.ly